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Overemphasizing the importance of good financial planning would be difficult. Entire books have been written about mistakes made due to poor financial planning, both in the world of personal and corporate finance. Good financial planning can prevent errors, help managers better evaluate options, and leave a company better prepared for uncertainty. Bad financial planning can be simply misleading. Fortunately, there are techniques available to help us be better financial planners. These techniques are simple but well tested.

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